Last updated on May 8th, 2019
This Site is designed and intended for use by adults. If you are under 18, you may use this Site only with involvement of a parent or legal guardian. If you are a parent or legal guardian, you must monitor and supervise the use of this Site by children, minors and others under your care. You agree to be responsible for their use of this Site. By using this Site, you represent and warrant that you are lawfully able to enter into contracts. If you do not meet all of our eligibility requirements, you must not access or use the Site.
- Words in the singular shall include the plural and vice versa.
- A reference to a statute or statutory provision is a reference to it as it is in force for the time being, taking account of any amendment, extension, or re-enactment and includes any subordinate legislation for the time being in force made under it.
- Reference to writing or written includes e-mail.
3. HOMEBOUND INVESTMENT’S OBLIGATION
- If you completely, truthfully and accurately complete and submit the Questionnaire, then Homebound Investments Inc. shall use its reasonable efforts to introduce you to Wealth Managers, listed on Homebound Investments’ database, with the intention that you obtain advice from the Wealth Manager regarding your requirements and the Services.
- Homebound Investments Inc. warrants that it:
- Is impartial and that it only Introduces you on the basis of your answers to the Questionnaire and information provided by the Wealth Managers about the Services they provide;
- Shall not provide you with any specific advice relating to any particular investment;
- Shall not make any arrangements for you with any Wealth Manager regarding the Services;
- Shall Introduce you to Wealth Managers only when you request the Introduction.
4. YOUR OBLIGATIONS AND CONDUCT
- You warrant that in using the Site you shall:
- Not attempt to re-complete the Questionnaire within six months without the express consent of Homebound Investments Inc.;
- Provide complete, truthful and accurate answers to the Questionnaire;
- Complete the Questionnaire in good faith with the genuine intention of discussing your requirements with the Wealth Managers to whom you are Introduced; and
- Assist Homebound Investments Inc. with any reasonable queries Homebound Investments Inc. may have, including but not limited to, queries relating to your answers to the Questionnaire and any existing relationship with Wealth Managers.
5. NO RELIANCE
- Homebound Investments Inc. promotes the services of suitably authorized and regulated Wealth Managers. It does not itself, and will not, offer or provide any financial advice or carry on any kind of insurance, financial, investment business or banking services whatsoever.
- The content on Site is provided for general information purposes only. It is not intended to amount to advice on which you should rely. You must obtain more specific or professional advice before taking, or refraining from taking, any action on the basis of the content on the Site. Many factors unknown to us may affect the applicability of any content contained on the Site to your particular circumstances and any use of the content contained on the Site is at your own risk. The content contained on the Site is not intended to be a substitute for professional advice. Always seek professional advice with any specific questions you may have. Never disregard professional advice or delay in seeking it because of something you have read on the Site.
- Although we make reasonable efforts to update the content on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete, reliable or up to date. Your use of the Site is at your own risk and Homebound Investments Inc. no responsibility or liability whatsoever for your use of the Site.
- The Site may include content provided by third parties, including from other users and third-party licensors. All statements and/or opinions expressed in any such third-party content, other than the content provided by Homebound Investments Inc., are solely the opinions and the responsibility of the person providing such content. Such content does not necessarily reflect the opinion of the Homebound Investments Inc.. Homebound Investments Inc. is not responsible, or liable to you or any other party, for the content or accuracy of any third-party content. You understand and agree that Homebound Investments Inc.’s sole role is to Introduce you to Wealth Managers. Homebound Investments Inc. has no responsibility and shall not be liable to you for any goods or services offered or provided by any third party, including, but not limited to, the Services or any other goods or services provided by Wealth Managers.
- The contents of this Site do not purport to provide any financial, investment or professional advice and nothing on the pages of the Site shall be deemed to constitute the offer or provision of financial, investment or other professional advice in any way.
- Homebound Investments Inc. is not responsible for any actions (or lack thereof) taken as a result of relying on or in any way using the content on the Site and in no event does Homebound Investments Inc. have any liability for any damages resulting from reliance on or use of such content.
- The Site is for informational and demonstrative purposes only. The Site is not: (I) a comprehensive or detailed statement concerning the matters addressed; (II) advice or a recommendation; or (III) an offer, solicitation or recommendation to sell or buy any stock, bond or other financial instrument or any product or service.
6. FEE DISCLOSURE
- The Wealth Manager will charge you fees for the Services but will not inflate the fee that you pay them to compensate for any cost they incur in relation to our fees. Access to the Site is free, however it is Homebound Investments Inc.’s policy to continuously review the terms on which Homebound Investments Inc. provides its services and accordingly Homebound Investments Inc. reserves the right to introduce a fee to use the Site at any time. Homebound Investments Inc. may vary any such account charges from time to time.
- The content on the Site and the Site itself may be changed, withdrawn or terminated at any time in our sole discretion without notice to you or any other user. We will not be liable if for any reason all or any part of the Site is restricted to you or any other user or is unavailable at any time or for any period.
8. Your Use of the Site and Account Set-Up and Security
- The Site may require user registration or filling out of forms or questionnaires. It is a condition of your use of the Site that all the information you provide on the Site is correct, true, unaltered, current, accurate and complete.
- You are prohibited from attempting to circumvent and from violating the security of this Site including without limitation: (I) accessing content and data that is not intended for you; (II) attempting to breach or breaching the security and/or authentication measures which are not authorized; (II) restricting, disrupting or disabling service to users, hosts, servers or networks; (IV) illicitly reproducing TCP/IP packet header; (V) disrupting network services and otherwise disrupting the Site owner’s ability to monitor the Site; (VI) using any robot, data mining, spider or other automatic device, process or means to access the Site for any purpose, including monitoring or copying any of the Site content; (VII) introducing any viruses, trojan horses, worms, logic bombs or other material that is malicious or technologically harmful; (VIII) attacking the Site via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing or crashing; (IX) attempting to decompile or reverse engineer any software contained on this Site; and (XX) otherwise attempting to interfere with the proper working of the Site. You may not use any network monitoring or discovery software to determine the site architecture or extract information about usage or users.
9. Intellectual Property Rights and Ownership
- You understand and agree that the Site and its entire contents, features, Interactive Functions and functionality, including but not limited to all displays, design, presentation, selection and arrangement, are owned by Homebound Investments Inc., its licensors or other providers of such contents, features, Interactive Functions and functionality and are protected in all forms by intellectual property laws including without limitation, copyright, trademark, patent, trade secret and any other proprietary rights. We claim copyright in this Site to the fullest extent allowed by applicable law.
- The Homebound Investments Inc. name, Homebound Investments Inc. logo and all related names, logos, product and service names, designs, images and slogans are trademarks of Homebound Investments Inc. or its affiliates or licensors. You must not use such marks without the prior written permission of Homebound Investments Inc.. Other names, logos, product and service names, designs, images and slogans mentioned or which appear on this Site are the trademarks of their respective owners. Use of any such marks, except as expressly authorized in writing, shall constitute a violation of the rights of the property owner and may be a violation of federal or other laws and could subject the violator to legal action.
- You may only use the Site for your personal and non-commercial use. You shall not directly or indirectly reproduce, compile for an internal database, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the content on our Site, in any form or medium whatsoever except:
- Your computer and browser may temporarily store or cache copies of Site content being accessed and viewed; and
- A reasonable number of copies for your personal use only may be printed or kept in digital format keeping any proprietary notices thereon, which may only be used for non-commercial and lawful personal use and not for further reproduction, publication or distribution of any kind on any medium whatsoever.
- You are not permitted to modify copies of any content from the Site nor to delete or alter any copyright, trademark or other proprietary rights notices from copies of content from the Site. You must not access or use any part of the Site or any services, products or content available through the Site for any commercial purposes.
10. Conditions of Use, User Submissions and Site Content Standards
- The following content standards apply to any and all content you submit, post, publish, display or transmit (collectively, “submit”) to the Site, to other users or other persons (collectively, “User Submissions”) and any and all Interactive Functions. It is your responsibility to ensure that any and all User Submissions comply with all applicable federal, provincial, local and international laws, rules and regulations.
- Without limiting the foregoing, you warrant and agree that your use of the Site and any User Submissions shall not:
- Involve, provide or contribute any false, inaccurate, incomplete or misleading information;
- Impersonate or attempt to impersonate Homebound Investments Inc., a Homebound Investments Inc. employee, another user or any other person (including, without limitation, by using email addresses or screen names associated with any of the foregoing);
- Include engaging in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us in our sole discretion, may harm Homebound Investments Inc. or other users of the Site or expose them to liability;
- Include causing annoyance, inconvenience or needless anxiety or be likely to upset, embarrass or alarm any person;
- Promote any illegal activity, or advocate, promote or assist any unlawful act; and
- Give the impression that they originate from or are endorsed by us or any person, if this is not the case.
- The list of prohibitions above provides examples and is not complete, exhaustive or exclusive. The prohibitions listed above do not require Homebound Investments Inc. to monitor, police or remove any User Submissions or other information submitted by you or any other user. It is your responsibility to ensure that your use of the Site and any User Submissions do not violate the prohibitions above.
11. User Submissions: Grant of License
- The Site may contain Interactive Functions allowing User Submissions on or through the Site.
- We will not be subject to any confidentiality requirements or obligations with respect to any and all User Submissions that you submit to the Site. By providing any User Submission to the Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns the right to a world-wide, royalty free, perpetual, irrevocable and non-exclusive license to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such content for any purpose and/or to incorporate such content into any form, medium or technology throughout the world without compensation to you. You waive any moral rights or other rights of authorship as a condition of submitting any User Submission.
- You understand and agree that you, not Homebound Investments Inc., are fully responsible for any User Submissions you submit or contribute, and you are fully responsible and legally liable, including to any third party, for such content and its correctness, truthfulness, currency, accuracy and completeness. We are not responsible or legally liable to you or any third party for the User Submissions or the correctness, truthfulness, currency, accuracy and completeness of any User Submissions submitted by you or any other user of the Site.
12. Site Monitoring and Enforcement; Suspension and Termination
- We reserve the right, without provision of any notice to you, to:
- At all times, take such actions with respect to any User Submission deemed necessary or appropriate in our sole discretion for any reason or no reason; and
- Take appropriate legal action, including without limitation, referral to law enforcement, regulatory authority or harmed party for any illegal or unauthorized use of the Site. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any User Submission on or through the Site.
- YOU WAIVE AND HOLD HARMLESS HOMEBOUND INVESTMENTS AND ITS AFFILIATES, DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, LICENSEES AND SERVICE PROVIDERS FROM ANY AND ALL CLAIMS RESULTING FROM ANY ACTION OR PROCEEDING TAKEN BY HOMEBOUND INVESTMENTS AND ANY OF THE FOREGOING PARTIES RELATING TO ANY INVESTIGATIONS BY EITHER HOMEBOUND INVESTMENTS OR SUCH PARTIES OR BY LAW ENFORCEMENT AUTHORITIES.
- We have no obligation and no responsibility to monitor the Site or its use, and we do not and cannot undertake to review any and all User Submissions that you or other users submit to the Site.
14. Communications Not Confidential
- It is our policy not to accept or consider content, information, ideas, suggestions or other materials other than those we have specifically requested and to which certain specific terms, conditions and requirements may apply. This is to avoid any misunderstandings if your content, information, ideas, suggestions or other materials are similar to those we have developed or are developing independently. Accordingly, we do not accept unsolicited content, information, ideas, suggestions or other materials, and take no responsibility for any content, information, ideas, suggestions or other materials so transmitted. If, despite our policy, you choose to send us content, information, ideas, suggestions or other materials, you further agree that we are free to use any such content, information, ideas, suggestions or other materials, for any purposes whatsoever and in our sole discretion, including, without limitation, developing and marketing products and services, without any liability or payment of any kind to you.
15. Electronic Delivery Policy
16. Third-Party Websites
- For your convenience, the Site may provide links or pointers to third-party websites. We make no representations about any other websites that may be accessed from the Site. If you choose to access any such website, you do so at your own risk. We have no control over the contents of any such third-party websites, and accept no responsibility for such websites or for any loss or damage that may arise from your use of them. You are subject to any terms and conditions of such third-party websites. Any reference on the Site to any product or service by trade name, trademark, hypertext link or otherwise is provided to you for your convenience only and, unless expressly stated otherwise, does not constitute or imply its endorsement or recommendation by Homebound Investments Inc..
- Such links to third party websites from the Site, may include links to certain social media features that enable you to link or transmit certain limited content from the Site. You may only use these features when they are provided by us and solely with respect to the content identified. Such features and links to third party websites are subject to any additional terms and conditions we provide with respect to such features.
17. Geographic Restrictions
The owner of the Site is based in the Province of Ontario in Canada. We provide this Site for use only by persons located in Canada. The Site is not intended for use in any jurisdiction where its use is not permitted. If you access the Site from any country other than Canada, you do so at your own risk and you are responsible for compliance with local laws of your jurisdiction.
18. Disclaimer of Warranties
- YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SITE, ITS CONTENT AND ANY SERVICES, PRODUCTS OR ITEMS FOUND OR ATTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT AND ANY SERVICES, PRODUCTS OR ITEMS FOUND OR ATTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
- NEITHER HOMEBOUND INVESTMENTS NOR ANY AFFILIATES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, AGENTS OR SERVICE PROVIDERS MAKE ANY WARRANTY, REPRESENTATION OR ENDORSEMENT WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY OR AVAILABILITY OF THE SITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NEITHER HOMEBOUND INVESTMENTS NOR ANY AFFILIATES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, AGENTS OR SERVICE PROVIDERS REPRESENT OR WARRANT THAT THE SITE, ITS CONTENT OR ANY SERVICES, PRODUCTS OR ITEMS FOUND OR ATTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. HOMEBOUND INVESTMENTS IS NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS OR OMISSIONS RELATING TO PRICING, TEXT, PHOTOGRAPHY OR ANY OTHER CONTENTS ON THIS SITE.
- We cannot and do not guarantee or warrant that content available for downloading from the internet or the Site will be free of viruses or other destructive code. You are solely and entirely responsible for your use of the Site and your computer, internet and data security. TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACK, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OVERLOADING, FLOODING, MAILBOMBING OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR PRODUCTS FOUND OR ATTAINED THROUGH THE SITE OR DUE TO YOUR DOWNLOADING OF ANY CONTENT POSTED ON THE SITE, OR ON ANY WEBSITE LINKED TO IT.
19. Limitation on Liability
- Any claims arising in connection with your use of the Site must be brought within two (2) years of the date of the event giving rise to such action occurred.
21. Governing Law, WAIVER, SEVERABILITY, ENTIRE AGREEMENT
22. REPORTING AND CONTACT
- This Site is operated by Homebound Investments Inc..
- Should you become aware of misuse of the Site including libelous or defamatory conduct, you must report it to Homebound Investments Inc. at firstname.lastname@example.org.
- All other feedback, comments, requests for technical support, and other communications relating to the Site should be directed to: email@example.com.